AXA car insurance in the test: results at a glance News always well informed

AXA car insurance in the test: results at a glance

Who is looking for a new car insurance, in addition to price and performance of the tariffs also like to look at the results in various investigations. The AXA car insurance can certainly convince in tests. However, customer experience indicates that AXA’s service should be even better.
AXA Kfz-Versicherung kann im Test nicht immer überzeugen
Be protected with a good car insurance in case of emergency

In the test of the German Institute for Service Quality (DISQ), AXA motor vehicle insurance secured a place in the Top 3 last year. Thirty-one auto insurers were tested for service and performance. In addition, the experts distinguished between providers whose tariffs can only be concluded online and those who use a branch network to provide personal advice on the spot – such as AXA car insurance. In the test, the company finished in a respectable third place behind HUK-Coburg and DEVK. The mobile comfort tariff was also able to achieve third place in the individual analysis ‘insurance coverage’.

AXA car insurance in the test at financial test

In the motor insurance test of the financial test from the previous year, the testers examined, among other things, the amount of contributions. AXA’s “Mobile Online” and “Mobil Online Plus” rates, both available online, scored higher than the average of all 150 rated offers . However, the tariff tested at the DISQ proved to be a worse-than-poor car insurance comparison. However, the experts in the test did not make an overall assessment of the AXA motor insurance – neither for this provider nor for the 70 other insurers examined. Too much depends on the contribution level, for example, on individual factors such as age and place of residence to create a ranking.

For this reason, the personal tariff comparison is important to find a cheap offer with the desired benefits. For example, Stiftung Warentest offers a corresponding analysis for a fee. Anyone interested in free, however, an overview of a variety of offerings with an online rate calculator.

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How do customers rate AXA?

If you want to know what experiences customers have made with AXA car insurance , you can take a look at another DISQ investigation. In 2013, an online survey of over 3,000 people surveyed their experience of service, value for money, contract performance and claims settlement by their car insurer. Although AXA achieved a good fourth place here. However, it was already evident in the individual evaluation that many customers were not satisfied with the service provided by AXA.

AXA car insurance: test shows customer dissatisfaction

In the current study from 2014 on the experience with motor insurance for insured persons, AXA falls to 15th place. However, this does not necessarily mean that experience with AXA car insurance is consistently poor. After all, the DISQ test is a survey of a relatively small group of insured persons. Already 100 AXA customers are enough to ensure that the provider is considered in the motor insurance test. With nearly 2.5 million motor vehicle liability insurance contracts signed (2013 AXA Annual Report), this is only a very small number. Interested persons should therefore not overvalue such results of the AXA motor insurance in the test.

Test results for 2014 are pending

It remains to be seen how AXA will beat this year’s car insurance tests. Focus Money had already searched for the fairest car insurers in 2014 together with Service Value GmbH. 25 providers were examined, but only the ratings of the very good and good companies were published. Unfortunately, the AXA is missing a corresponding assessment.

Here you can find tips and more information about car insurance.

Prevention Act strengthens health promotion from 2016

Tuesday, 04.11.14 , written by Cora Christine Döhn The Prevention Act, which Health Minister Hermann Gröhe (CDU) is currently launching, is intended to reward a healthy life. Cash patients should benefit more in future from prevention and bonus programs if they pay attention to their  

Das Präventionsgesetz hilft dabei gesund zu bleiben

The prevention law rewards a healthy lifestyle

The planned prevention law is intended to improve the health system in Germany . In the future, the statutory health insurance funds (SHI) will have to concentrate more on health care provision for this reason. So that many diseases do not break out, the statutory health insurance funds should be obliged to give their members financial incentives for a health-conscious life . They also provide prevention services for members. The expenses for the associated additional costs of the Prevention Act are borne by the GKV according to the law. The prevention work of the GKV is nothing new in itself. What is new, however, is that it changes from an optional performance to a target performance.

Gröhe’s prevention law rewards healthy living at work

The Prevention Act envisages rewarding members financially when they take precautionary measures, such as losing weight or quitting smoking. But not only the insured themselves benefit from the law. Employers who invest in health prevention should also benefit in the future. According to the bill, the preventative expenditure of the statutory health insurance will be increased from € 3.09 to € 7 per person from 2016 onwards – of which at least € 2 will go into occupational prevention.

Doctors should also get more power of decision to health insurance companies, so that they can recommend individual health care measures to patients and the statutory health insurance must take into account.

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Prevention Act supports nationwide awareness campaigns

Another part of Gröhe’s planned prevention law is the financial support of the Federal Center for Health Education (BZgA) for nationwide campaigns for prevention services. Here, however, it hails criticism from the ranks of the statutory funds, as they are to be obliged to invest 35 million euros in this project. According to AOK Federal Association Director Jürgen Graalmann, it would be better to address certain groups directly and, for example, to respond specifically to the needs of socially disadvantaged people , reports Rheinische Post.

Prevention Act creates access to health for all

The Verband der Ersatzkassen eV (vdek) welcomes the draft of the Prevention Act from the Ministry of Health, above all because it gives people access to preventive measures that would otherwise be difficult to reach. These include, above all, kindergartners, pupils and people in care facilities , to whom special reference should be made. The CEO of the vdek, Ulrike Elsner, criticizes the law, however, the sharing of financial responsibility. So far, only the statutory health insurance funds should finance the bonus and prevention programs. But also the social security, municipal top associations, federal and state authorities are responsible for financing the measures in the bill.

Major reform plans continue with the Prevention Act

Since the beginning of Gröhe’s term , a lot has happened at the Ministry of Health . For example, in addition to the draft for the Prevention Act, he also launched the health insurance reform 2015 on his way. In addition, the Federal Council will decide on the Pflegereform 2015 on Friday, which will improve care in Germany in the future. Overall, the health system in Germany is planned to be made more efficient and fair by the new laws and reforms.

Here you will find tips and further information on the statutory health insurance. >

Cora Christine Döhn

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